Well hello there late bloomer! I'm kidding
You know your life best, so don't let a chart dictate to you that you're doomed or whatever. The person who can make changes is you.
How do you feel the retrogrades have manifested so far? If you're younger, maybe you haven't seen it play out fully yet. As you mature, you'll get to see it more.
https://www.satanisgod.org/www.angelfire.com/empire/serpentis666/RETROGRADE.html
You want to pay attention to those planets using an ephemeris to see if they're stationary or retrograde. When a planet is stationary, it becomes more intense, as the planet stops its motion and starts to concentrate its energy in that one particular spot. Retrograde planets have a tendency to turn inwards or retrace its steps in the chart.
Another thing is that retrogrades are viewed as a debility, because they go against their natural movement, in western astrology at least. I've heard arguments before that since retrograde planets are brighter, and more visible, that it becomes more powerful and prominent. HPS Maxine seems to take the former view that it can be a challenging condition for a planet.
Some other significations/manifestations of a retrograde planet, from various authors:
*Disobedience--the planet retrograde signifies an area in life where the native goes against the grain of society. Think "rebellion."
*In the first station, it signifies uncertainty, and in the second station it signifies hope and strength
*A retrograde planet is like one pulling back and returning (from something)
*Reversals, delays, changing of plans
Its manifestations differ from chart to chart, but say if you have Venus in retrogradation, it will affect the matters signifying Venus. The matters that Venus has rulership over: https://www.satanisgod.org/www.angelfire.com/empire/serpentis666/PlanetVenus.html
You can start to paint a picture with these things. Astrology is dynamic, not static.
Say for example, if Mercury was in 19º degree of Aries, and Saturn was in 21º degree of Libra, and if Mercury goes retrograde and
does not complete the aspect, then it means Mercury changed its mind or avoided the significations of Saturn (whatever Saturn represents in the person's life). Could be a lover, a boss, an enemy, accident, move, etc. The square still is applicable though, of course.
Another example, if Mars was retrograde in 15º Libra, and Venus was retrograde in 10º Libra, it shows Mars chasing Venus, but Venus is the faster planet, meaning Mars will never catch up to Venus--this signifies whatever Mars is to never being able to achieve Venus, despite chasing after it (which can be good or bad). Or if Venus is direct and Mars is retrograde, it means that Venus and Mars are coming together in peaceful agreement--nice if they rule the 1st and 7th house--indicator for marriage.
These things are fun to think about. I hope you find your answer x.