People born with defects or those who suffer loss?

[Aquamarine Springs]

I had a profound dream last night where I had completely lost my physical body. I was a completely artificial human following a tragic accident, but I couldn’t decipher whether I still had my soul and therefore my chakras. I prayed to the Gods within the dream, asking that even if I didn’t possess my soul, to please let me guide my next incarnation and guide her to them. A young woman appeared, and hugged me. I don’t understand what this dream really means, but I think the lesson was that even if I completely lose this form, my connection and service to the Gods is absolute and eternally unbound by my physical form.

But it leads me to ask these questions;
If someone suffers a tragic accident and loses their hands, or their shoulders, or even hips, what happens to the chakras there? The chakras still always exist in the spiritual body right, so if someone loses the physical places in the body they can still stimulate these chakras through great effort? can someone ever truly lose their chakras? if so, can they still advance?

If someone is pronounced dead and comes back, did their soul briefly leave, but now is still within their body? Does it come back fully or only partially?

 

[Helleniser]

These are very difficult questions to answer, but what I do know is that the body is the temple of the soul. Being maimed surely affects your psychology, which can therefore limit your spiritual powers, though I don't believe this to be necessary for everyone. One may have more drive to achieve something when in a difficult situation like this.

As for the soul, if it does return inside the body, I believe it comes back in its entirety. But this is only my observation and I can't answer with certainty.

 

[MT88]

The form of the body is the same as it was 2000 years ago or before that, as it is today, intact and complete with limbs and all of its parts. We know this from skeletal remains. It'd be hard to truly erase what is so embedded in everyday function

The term "phantom pain" comes to mind and I don't think amputees of war or tragic accidents reincarnate that way. Reincarnation is a new chance in these cases

 

[Engineered Trasformation]

I had a profound dream last night where I had completely lost my physical body.
(...)
A young woman appeared, and hugged me.

I am unable to answer to the physical question about physical body loss.
However I believe your dream is symbolic, like loosing your "earthly" self (that should leave room to your true self to emerge), while your Soul, or probably the female side of the Soul or of the brain (the girl) reaches you.
Just my personal opinion, but...