I gues you were thinking a lot about my topic that you write more on this. Thanks man btw!! I will study on investing and try save money more. every day is new experience and new lessons!
Hail Satan!
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On Friday, March 17, 2017 6:59 PM, "johnson_akemi@... [HellsArmy666]" <
[email protected] wrote:
The estimate of $28,000 was based on $100 a month for living expenses. Todyy666 mentioned that the place he wanted to live would cost $100 a month.
Most people are extremely dumb with their money and are poor as a result. All of the overpriced coffee shops, restaurants, bars, video game companies, and TV companies are in business because people spend their money on that crap. People line up in the morning to spend $4 on a cup of coffee and $3 on a slice of fancy bread. $4 for coffee a few times a week adds up fast. Having a $4 coffee twice a week is $416 a year. Every year Apple releases a new iPhone model, people stampede over each other to get their hands on a new $700 smartphone. People eat out, go to the movies, buy clothes they are going to wear once, throw out shoes when one shoe has a small hole in it, and in general waste their money. $500 invested at 5% interest turns into $2160 after 30 years. That is $1660 that you get for free and you need to do absolutely nothing to get that money. You can sleep all day and $1660 will fall into your lap.
1. For food, making your own food is the least expensive option by far. Dry beans and rice can be purchased in 50 pound bags for less than $1 a pound. For example, a frozen "fajita chicken" entree in my area will retail for about $4. The meal weighs 21 ounces and consists of mostly rice, 5 ounces of chicken, and some bell peppers and onions. In my area, chicken breast sells for $3 a pound, onions cost $.50 a pound, dry brown rice costs $1 a pound, and bell peppers cost $1 a pound. Making the meal yourself would cost $1.43, which saves a whopping 65% over buying the meal premade.
There is free food everywhere. A lot of the “weeds” you see are completely edible. Dandelions, purslane, burdock, chickweed, yellow nutsedge, and other common weeds are edible. “Eat the Weeds” is a great resource about edible plants in the USA.
Eat the Weeds
http://www.eattheweeds.com/ If something walks, crawls, swims, or flies it is edible. There are a few exceptions to this, so do your research before eating something you caught. Birds, insects, snails, and all mammals are edible. There are perfectly edible pigeons everywhere. Do NOT eat pigeons/rats in cities. They are eating garbage and have toxic levels of heavy metals and other poisons in their meat. Do NOT eat weeds by roads, in drainage ditches, in gutters, or other places they will absorb pollution. Do your research before foraging for food. A lot of plants have poisonous lookalikes and wild animals can carry diseases or parasites. There are also laws regarding what animals can be killed and when. There is a species of grey tree squirrel in my area that is illegal to kill for dinner.
2. Learn to do things and make things yourself. If you know how to sew you can hem your pants, adjust the waist, and fix holes. You can re-line your shoes if the lining gets thin. You can clean just about anything with baking soda, vinegar, ammonia, castile soap, and borax. As a bonus, homemade cleaning supplies cost less than their sort-bought counterparts. The cleaning chemicals from the store are toxic and cause cancer, damage the lining of your lungs, and in general destroy your health. Recipes to make your own cleaning products are available online.
3. The cheapest option is not always the best option. You want to select the option that gives you the best value. For example, the cheapest blender in the store is 1/3 the price of a nice blender. The cheap blender will break after 4 months while the nice blender will last 20 years. If I buy the cheap blender, it will cost me more over time as I will have to buy a new blender every 4 months. I find it helpful to calculate how much something will cost you over time. Take for example boots:
$40 cheap boots last 3 months. Over 5 years, cheap boots will cost me $800. On top of that, I will have to buy new boots every 3 months. That will cost me hours in driving to the store, finding a pair of boots that fit, and driving home. The gasoline necessary to drive to the store also costs money.
$400 nice boots last me 5 years. That is a saving of $400 over 5 years. I also save hours of time because I do not need to buy a new pair of boots every 3 months.
4. In this world everything can be boiled down to time and money. Time equals money and the best value takes into account your time. You are a Satanist and your time is valuable. Some methods of saving money take more time they are worth. Take for example, shoes.
Nowadays, shoes are often cardboard covered with foam and fabric with rubber on the bottom. The fabric wears out and the cardboard near the heel breaks. It takes 10 minutes to prop up the cardboard near the heel and sew on a new layer of fabric. If the sole is separating from the shoe and the shoe is tearing in multiple places, it will take several hours to salvage the shoes. If my time is worth $25 an hour and new shoes cost $30-$40, it is better to get new shoes rather than trying to salvage the old shoes.
Another example is recycling. In my area, recyclables can be taken to a recycling center for a small payment. It takes 10 hours to sort thought piles of garbage, bag the recyclables, and turn in the recyclables for $40. It takes $20 worth of gas to drive to the recycling center, so the total profit is $20 for $2 an hour. It is better to get a minimum-wage job at a fast food restaurant if you are that desperate for money. Minimum wage is $7.25 an hour. If you use your Satanic abilities, you can easily get a better position or get promoted and earn more than that.
5. You do not need to beat yourself up over a few dollars. If you like chocolate or enjoy a beer every now and then, that is fine. Denying yourself will do more harm than good and will make you miserable.
6. I learned to invest using Benjamin Graham’s “The Intelligent Investor” and the website “About.com:Investing”. Benjamin Graham is jewish, so the book needs to be read with discretion. “About.com:Investing” disappeared with the redesign of About.com., but there is something similar called “The Balance.” “The Balance” is aimed at investors in the United States, so you will need to find resources about the tax laws in your country. The Balance
https://www.thebalance.com/ The Intelligent Investor
http://www.youblisher.com/p/46360-The-I ... t-Investor
